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What can you do to beat the recession? Can you protect your assets and your business? Is there a fast and low cost way to plan the sale of your property?
You always have a choice - make sure you make the right one! Ring us and we will provide you updates on the most recent changes to regulation and to markets.
Rules for landlords to follow and to protect tenants regarding deposits details
Combatting Money Laundering
New and detailed amended rules to combat money laundering are in force
As a result professional advisers must ask more questions and in some cases require more information and documentation from clients before they can accept instructions to act or advise.
We will need to ask for more information in connection with acting for companies, partnerships, trusts, other bodies of people (such as clubs) and anyone who is acting as agent for another person. We may also need to go through the identification and verification procedures for shareholders, directors, managers, partners, trustees, beneficiaries, club members, anyone acting under a power of attorney, a receiver, administrator or insolvency practitioner or anyone appointed as an agent or broker of any kind.
In addition, the exemption under the old rules for existing clients from the procedures for identification and verification has been removed.
As a matter of policy we operate the new rules in relation to all clients and all matters.
All we ask is that you attend at our offices with
- your passport or picture driving licence
- an original council tax, gas or electricity bill addressed to you and dated within the last three months
For Data Protection Act purposes, we must also advise you that we are required to retain this information for at least five years.
The new government has kept one of its manifesto promises by suspending the HIPs legislation with immediate effect.
EPC’s remain though under EU law but they are changing too:
The EPC has to be commissioned before the start of marketing
Commissioning means the Inspector has been asked to prepare the EPC and it has either been paid for or payment has been promised
The person acting for the seller on the sale must be satisfied commissioning has taken place
The seller and seller’s agent must make reasonable efforts to get the EPC within 28 days
Penalties will be imposed for breaching these relaxed requirements
The EPC will have a life of 10 years, not 3 years as at present or 3 months as originally envisaged. This brings it in line with EPC’s for rented property.
Let marketing begin
Did you see the Panorama programme on BBC 1 on 9th August?
If you do not have a Will you need to know what to look out for so why not pop in for a chat.
Link to the programme at www.bbc.co.uk/i/tfqqj
We are experienced solicitors in Teddington and Hampton Hill practising in partnership for over thirty years with collective legal experience, legal services and legal advice shared between us. Michael Garson:
Maralyn Hutchinson :
Kagan Moss & Co is authorised and regulated by the Solicitors' Regulation Authority (SRA) under Registration number 51309 and follow the SRA Handbook published by the SRA (www.sra.org.uk)
We hope you will never feel the need to complain but are required by the SRA to have a formal written Complaints Policy and to supply it to clients on request. Please let us know immediately if you are unhappy about any of our services and we will do our utmost to put matters right as soon as possible. If we cannot do so to your satisfaction the Legal Ombudsman oversees all complaints referred to it about legal services. The Ombudsman has published a leaflet about making complaints availble on line at www.legalombudsman.org.uk. The Ombudsman can also be contacted by email at email@example.com or by telephone on 0300 555 333.
Our VAT number is 245 075 371.
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